Terms & Conditions
Effective Date: Sept 18th, 2025
Welcome to BRX Heart & Soul Mortgages ("we," "our," or "us"). By accessing or using our website, services, or communications, you agree to the following terms and conditions. Please read them carefully.
1. General Use
Our website and services are provided for informational and business purposes.
By using our services, you agree to comply with all applicable laws and regulations.
We reserve the right to update or change these Terms at any time.
2. SMS/Text Messaging Program
By providing your phone number, you consent to receive SMS or MMS messages from BRX Heart & Soul Mortgages . These may include updates, alerts, promotional offers, or service-related messages.
Message Frequency: Message frequency may vary.
Cost: Message and data rates may apply depending on your mobile carrier plan.
Opt-Out: You can opt out at any time by replying STOP to any of our messages. After you send STOP, we may send a confirmation text to confirm you have been unsubscribed. You will not receive further SMS messages unless you opt in again.
Help: For support, reply HELP or contact us at [[email protected] / (226) 270-7272 ].
Carriers: Wireless carriers are not liable for delayed or undelivered messages.
3. Privacy
We respect your privacy. Please review our Privacy Policy for details on how we collect, use, and protect your information.
4. Limitation of Liability
We are not responsible for any damages resulting from your use of our services, website, or text messaging program.
5. Contact Us
For questions about these Terms, you may contact us at:
BRX Heart & Soul Mortgages
(226) 270-7272
Heart & Soul Mortgages
With Tiphereth Straker, Licensed Mortgage Agent Level 2, serving Kitchener–Waterloo and clients across Ontario.
Your story matters. Your mortgage should honour it.
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© 2026 BRX Heart & Soul Mortgages – All Rights Reserved. | Tiphereth Straker · Licensed Mortgage Agent Level 2 · Lic. M21004493 · BRX Mortgage · FSRA #13463 | Heart & Soul Mortgages is a trade name used by Tiphereth Straker, Licensed Mortgage Agent Level 2, operating under BRX Mortgage, FSRA #13463, a licensed mortgage brokerage in the Province of Ontario. This website is for informational purposes only and does not constitute a commitment to lend or extend credit. All applications are subject to lender approval and underwriting guidelines. | Privacy Policy